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Dealing with an excessive mortgage


Dealing with an excessive mortgage

October 2025

In the monthly column Un patrimoine à la loupe (Wealth under the microscope) in Le Particulier magazine, Sandrine LAMERAND advises a reader whose monthly mortgage payments, taken out when she was working, now account for more than half of her retirement pension.

Recommendations:

  1. Sell, if necessary, on a life annuity basis
  2. Take out a life annuity mortgage
  3. Draw up a notarized will

This article is only available in French.


Notary

Sandrine LAMERAND - Althémis Lyon

Sandrine LAMERAND

Lyon

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