November 2025
Life insurance is a powerful tool for transferring assets. By taking advantage of property division, with the establishment of quasi-usufruct, it is possible to further optimize the distribution among your heirs. But only if you are clear about your objectives and take a few precautions.
For the French magazine Mieux vivre votre argent, Sophie Gonsard, Notaire in Le Vésinet, details the drafting of the beneficiary clause and the options available to the policyholder.
Find all of Althémis’ advice on this subject in our newsletter From Strategy to Deeds : Life Insurance to optimize its transmission.
This article is only available in French.
Althémis Le Vésinet
Sophie GONSARD is a partner Civil Law notary at Le Vésinet.
She joined the Althémis Group after having spent many years in charge of the engineering division of a wealth management consultancy company. She now oversees the Estate, Family and Estate department.
She co-writes several chapters of the Heritage and Family Law Mementos, as well as the book Assurance-vie by Éditions Francis Lefebvre.
She is a lecturer in the Master in Wealth Management at the University of Paris II Panthéon Assas.
Stéphanie BOHUON
Public relations manager
